YachtGuard

For boats owned by two to six people

Co-own a boat without the spreadsheet wars

Book time fairly, split every cost automatically, and keep one neutral record everyone trusts. Built for private syndicates in the Mediterranean — not for management companies.

A worked demo — a 14m Bavaria in Mallorca, four owners, one full season. The boat is invented; the berth, insurance and charter figures are real Mediterranean rates. Nothing to sign up for.

Syndicates rarely fail over money. They fail over August.

Costs get sorted eventually, because the numbers are knowable. Peak weeks are not. One owner quietly taking the best fortnight two summers running is what ends friendships — and it happens in a group chat, in June, with no record of what was agreed.

A Mediterranean berth runs six to nine thousand euros a year before anyone has touched the boat. Sharing is how most people get afloat at all. The arrangement is sound; it is the administration that breaks, usually onto one person who never volunteered for it.

YachtGuard is for that person, and for the four owners who need the rule to do the refusing instead of a friend.

August, settled fairly

Peak weeks cost more points than a wet Tuesday in May. Everyone sees the same allocation, so the organiser stops being the one who says no.

Every euro split to the cent

Berth, insurance and antifoul by share. Fuel by who actually used the boat. Splits always sum exactly to the invoice — no rounding arguments.

One record everyone trusts

Each period closes into a locked PDF statement, emailed to every owner. A dated activity log ends he-said-she-said.

Set up once, in about fifteen minutes

  1. 1

    Add the boat and the owners

    Shares, season dates, and how many points each owner gets. Invite by email — they do not create anything.

  2. 2

    Agree the fairness rules

    What a peak week costs versus off-season, the longest run anyone can book, how far ahead. Then the rules apply themselves.

  3. 3

    Let people book

    Requests that fit the rules confirm instantly. Ones that do not come to you as pending, with the reason spelled out.

  4. 4

    Log costs as they happen

    Photograph the receipt. Choose by share, equally, or by usage. Balances update for everyone.

  5. 5

    Close the period

    One click produces a locked PDF statement per owner and emails it. Nobody recalculates anything.

Free for the 2027 season — first ten boats

No card, no trial clock. I set your boat up with you on a call, you allocate next summer’s peak weeks in it, and you tell me where it falls short. After the season it is €19 per boat per month, and you decide then.

Straight answers

Do all my co-owners have to sign up?
No. You set up the boat, the shares and the rules. They get an email, click it, and see the calendar. You are the only one who configures anything.
What does it cost?
Free for the whole 2027 season for the first ten boats. After that the plan is €19 per boat per month. No card, no trial countdown.
We already use a spreadsheet.
For two owners a spreadsheet is genuinely fine. It starts hurting at three or four — when fuel should be split by days used rather than equally, and when someone cancels a week and the balances all move.
Do you touch our money?
Never. Settling up happens between you, outside the app, the way it does now. There are no bank details in the system and no payments to process.
What if you disappear?
A fair question for a young product. Every statement is a PDF you keep, and your data exports. If we go away, you still have your records.
We charter the boat out part of the season.
Then this will matter to you. Log the charter, deduct the broker commission, and each owner sees their own net payout. Charters block owner bookings automatically, and brokers can request dates through a private link without an account.