For boats owned by two to six people
Co-own a boat without the spreadsheet wars
YachtGuard is how a private syndicate in the Mediterranean runs the boat — one record, instead of a spreadsheet and a group chat.
- Shared calendar, with peak weeks priced in points
- Every receipt split to the cent, by share or by days aboard
- Balances, maintenance and charter income, visible to every owner
- A chat on the boat, so the week and the yard stay with the season
A worked demo — Copertise, a 14m Bavaria in Port de Pollença, four owners, one full season. The boat is invented; the berth, insurance and charter figures are real Mediterranean rates. Just your email, no password.
The Copertise demo
What the owners actually see
Four screens from the public demo. The same calendar, the same split, the same list of jobs — for a four-owner boat in Port de Pollença.
01
The season, and who is aboard
Charter income, the season’s net, and a running balance for every owner. Under that, who has the boat this week — answered before it reaches the group chat.
02
Peak weeks follow a rule
A day in August costs more points than a Tuesday in October. A request that fits confirms itself. One that doesn’t arrives as pending, with the reason written down. Charter weeks sit on the same calendar and block those dates.
03
One invoice, split to the cent
Photograph the receipt. Split it by ownership share, equally, or by the days each owner was aboard. Everyone sees the lines, and they add up to the invoice exactly.
04
What still needs doing
Antifoul, the liferaft, the engine hours. Each job has a due date. An open issue stays on the list, with its severity, until someone marks it done.
Syndicates rarely fail over money. They fail over August.
Costs get sorted eventually, because the numbers are knowable. Peak weeks are not. One owner quietly taking the best fortnight two summers running is what ends friendships — and it happens in a group chat, in June, with no record of what was agreed.
A Mediterranean berth runs six to nine thousand euros a year before anyone has touched the boat. Sharing is how most people get afloat at all. The arrangement is sound; it is the administration that breaks, usually onto one person who never volunteered for it.
YachtGuard is for that person, and for the four owners who need the rule to do the refusing instead of a friend.
Set up once, in about fifteen minutes
- 1
Add the boat and the owners
Shares, season dates, and how many points each owner gets. Invite by email — they do not create anything.
- 2
Agree the fairness rules
What a peak week costs versus off-season, the longest run anyone can book, how far ahead. Then the rules apply themselves.
- 3
Let people book
Requests that fit the rules confirm instantly. Ones that do not come to you as pending, with the reason spelled out.
- 4
Log costs as they happen
Photograph the receipt. Choose by share, equally, or by usage. Balances update for everyone.
- 5
Close the period
One click produces a locked PDF statement per owner and emails it. Nobody recalculates anything.
Free for 12 months, no card required
No card, no trial clock. I set your boat up with you on a call, you allocate next summer’s peak weeks in it, and you tell me where it falls short. After the 12 months it is €19 per boat per month, and you decide then.
Straight answers
- Do all my co-owners have to sign up?
- No. You set up the boat, the shares and the rules. They get an email, click it, and see the calendar. You are the only one who configures anything.
- What does it cost?
- Free for 12 months, no card required. After that the plan is €19 per boat per month. There is no trial countdown.
- We already use a spreadsheet.
- For two owners a spreadsheet is genuinely fine. It starts hurting at three or four — when fuel should be split by days used rather than equally, and when someone cancels a week and the balances all move.
- Do you touch our money?
- Never. Settling up happens between you, outside the app, the way it does now. There are no bank details in the system and no payments to process.
- What if you disappear?
- A fair question for a young product. Every statement is a PDF you keep, and your data exports. If we go away, you still have your records.
- We charter the boat out part of the season.
- Then this will matter to you. Log the charter, deduct the broker commission, and each owner sees their own net payout. Charters block owner bookings automatically, and brokers can request dates through a private link without an account.